ANDREW SHEA
INSURANCE AGENCY
ANDREW SHEA
Insurance Advisor
636-495-1180
Coverage before and throughout retirement.
Whether retirement is still a dream, around the corner, or well underway, the right insurance is essential. Find the right coverage for where you are today and where life takes you next.
Andrew's insurance solutions include:
Medicare Advantage Plans
Advantage plans bundle Medicare benefits into a single private plan, often with extra benefits like drug coverage, vision and dental. Andrew will show you how these plans work and help you decide whether the coverage is suitable.
Medicare Supplement Insurance
Medicare Supplement insurance, also called Medigap, helps pay some of the costs Original Medicare does not cover. Andrew will show you how they provide more predictable out-of-pocket costs and the freedom to see any doctor who accepts Medicare.
Pre-Medicare Insurance
If you retire before age 65 or lose employer health coverage before becoming eligible for Medicare, you may need coverage to bridge the gap. Andrew will help you understand your health insurance options and find coverage that works until Medicare begins.
Long Term Care Solutions
For many families, long term care is one of the largest expenses in retirement. Andrew will show you insurance products that make in-home, assisted living and nursing home care more affordable.
Dental & Vision Benefits
Dental and vision benefits vary by plan. Whether you lack coverage today - or simply want more of it - Andrew will help you find insurance that covers cleanings, crowns, glasses and more.
Prescription Drug Coverage
Your drug plan has a big impact on what you pay at the pharmacy counter. There are many options in St. Louis. Andrew will compare them based on your prescriptions, preferred pharmacies and budget.
